National Real Estate Market Index:
Comprehensive Housing Insights

February 25, 2025: The National Market Index has been updated to reflect the latest Home Price Index Adjusted for Inflation (HPI/CPI) data, reaching 1.03105 as of February 2025. This update provides a vital snapshot of the housing market’s trajectory, indicating a stabilization phase following post-pandemic volatility, with subtle shifts in home affordability and inflation-adjusted values.

The HPI/CPI data, spanning over a century, tracks price trends through major economic events like recessions and market corrections. As of February 2025, the index stands at 1.03105, with December 2024’s value of 1.0480 noted as 30.2% above the historical average for that month (as per Page 7). This elevation highlights a distinctive period in the housing market’s evolution, driven by persistent inflationary pressures and changing demand dynamics.

A comparison between the 2008 financial crisis and the 2022 market correction (Page 11) shows that 31 months into the current correction, the drawdown from the May 2022 peak of 1.0412 (Page 3) is less severe than the 2008 downturn. While the 2008 crisis saw a 35.23% drop from its peak, the current cycle reflects a milder decline, with the index holding at 1.03105 by February 2025—demonstrating greater market resilience amid economic challenges.

From the May 2022 peak of 1.0412, the market has stabilized, with the cumulative HPI/CPI from January to December 2024 standing at 27.8% above the historical average (Page 8). Year-over-year month-to-month differences in 2024 (Page 6) show modest fluctuations, with values ranging from 1.0202 in January to 1.0480 in December, reflecting a gradual recovery. Since January 2020, when the index was 0.8299, the HPI/CPI has risen steadily, with the February 2025 figure of 1.03105 indicating sustained growth tempered by minor corrections—a sign of cautious adaptation in a post-pandemic economy.

This latest update offers critical insights for buyers, sellers, and investors aiming to navigate macroeconomic trends. The data underscores historical resilience while laying the groundwork for predicting future market shifts. With affordability challenges persisting, these trends are essential for informed decision-making. This comprehensive dataset remains a cornerstone for shaping investment strategies in the ever-evolving real estate landscape.​